真题展示！FRM试题是哪种？FRM考试是金融风险管理师考试，设计了很多的金融计算，因此需要在备考过程中刷题，其中考试试题自然是非常有含金量的一类题，看到有同学在问FRM真题有什么？FRM学姐整理了FRM真题例题分析，下面一块儿看看。
1、FRM真题示例
Pillar 1 of the basel II framework allows banks to use various approaches to calculate the capital requirements for credit risk,operational risk,and market risk.
Which of the following basel II approaches allows a bank to explicitly recognize diversification benefits?
A)The basic indicator approach for operational risk
B)The standardized approach for market risk
C)The internal models approach for market risk
D)The standardized approach for operational risk
答案：C
分析：The internal models approach allows banks to use risk measures derived from their own internal risk management models,subject to a set of qualitative conditions and quantitative standards.In terms of risk aggregation within market risk using the internal models approach,banks are explicitly allowed to recognize empirical correlations across broad market risk categories,and,thus,diversification benefits.
The standardized approach for market risk,on the other hand,assigns capital separately to each of debt securities,equity securities,foreign exchange risk,commodity risk,and options without consideration for correlations between different types of instruments.Thus,C is correct and B is incorrect.Also,Aand D are incorrect because operational risk cannot be diversified.
2、FRM习题值得做吗？
1、习题价值
对于FRM复习资料，GARP官方网站上有如此的描述：FRM习题是基于FRM一级、二级考试部分考试题目的样本，这个完整的训练考试是考生在FRM考试中会看到的问题的代表。通过FRM习题大家可以对FRM考考试题目有进一步的认知。毕竟协会现在是不提供FRM考试试题的，因此这个题的价值就十分大了。
2、习题困难程度
关于FRM习题的困难程度不少人说无论是FRM一级还是二级习题都要比真实的FRM考考试题目要容易一点，但作为协会提供的考试题目，也是大家考试前需要做的。
3、其它习题
除去FRM习题，大家还可以做高顿FRM研究院老师为大伙概要的得FRM考试前评测题，FRM一二级容易见到易错题，FRM2022年模考试试题等等，这类都是水平比较高的习题，特别是模考试试题，在学员和考生中广受青睐。